Meet every subscription you forgot you had.

Find recurring charges, including the forgotten ones

The subscriptions that cost you most are often the ones you stopped noticing: the free trial that rolled into a paid plan, the annual renewal you forgot about, the app you signed up for on a different card. Sprout looks across every account you connect and finds the charges that repeat on a schedule.

Each detection comes with the merchant, how often it bills, the typical amount, and an estimated next date. Detections are estimates, so treat the list as a review list. A regular purchase can look like a subscription, and a charge that changed its name may need a second look. For the manual method, see how to find all your subscriptions.

See what they cost per year

A $11.99 charge feels like nothing. The same charge is $143.88 a year, and a handful of them add up to a real line in your budget. Sprout annualizes every recurring charge so you see the true cost side by side, and you can ask for the list ranked by yearly cost.

Want to run the math on subscriptions Sprout cannot see, like ones a partner pays? The free subscription cost calculator adds them up per year and per decade, right in your browser, with nothing to sign up for. It is a quick way to see how a $15 monthly habit becomes $1,800 over ten years.

Catch price increases before they feel normal

Price increases rarely arrive with a headline. A streaming plan goes from $15.49 to $17.99, a software tool adds a few dollars at renewal, and the new price quietly becomes the price. Sprout compares each recurring charge with its own history and flags the ones that changed, with the old and new amounts.

That turns a vague feeling that everything costs more into a short list you can act on: downgrade, switch to a yearly plan, or cancel. Sprout also flags possible duplicate charges for review, and you can ask whether you pay for two services that do the same job.

Know what renews next

Renewals are easiest to handle before they hit. Ask what renews in the next two weeks and Sprout lists each recurring charge with its estimated next date and amount. Yearly renewals deserve the most attention, since a $139 charge once a year is easy to forget for the other eleven months.

On iPhone, upcoming recurring charges also show up in your daily Money Minute, next to yesterday's spending and your month pace. You hear about the renewal while there is still time to decide whether it stays. Ask the same question in the web app, on your Mac, or in Claude whenever you want the full list.

Why Sprout leaves the cancelling to you

Cancellation services work by acting for you, which means someone needs permission to touch your accounts or contact merchants in your name. Sprout chose the opposite design on purpose. Its bank connection is read-only, so no one at Sprout can cancel, pay, transfer, or change anything in your accounts.

Cancelling yourself takes a few minutes per service, through the merchant's website or app, or through your Apple subscriptions for anything billed by the App Store. In exchange, your accounts stay entirely yours. Sprout shows you what to cancel and what it costs per year, and the final click stays with you.

1. Ask for the list

   "What subscriptions am I paying for?" Sprout returns each recurring charge with its yearly cost.

2. Pick the ones to drop

   Start with the largest yearly costs and anything that went up in price.

3. Cancel with the merchant

   Use the merchant's site or app, or your App Store subscriptions for anything billed through Apple.

4. Confirm it stopped

   After the next expected date passes, ask Sprout whether the charge showed up again.

Subscriptions in the bigger picture

Recurring charges are one slice of where your money goes. Sprout answers the rest from the same connected accounts: spending by category, cash flow, and exact comparisons between periods. Ask how much of last month went to recurring charges versus everything else, and you will know how much of your spending is on autopilot.

If the money personality quiz calls you The Subscription Collector, this page is your new best friend. Sprout keeps the collection visible, so every charge left standing is one you chose. Ask again every month or so, and new sign-ups never get the chance to fade into the background.