SproutAIGuides
Money guides that skip the lecture.
Practical, step-by-step guides for understanding your spending, bills, and cash flow. Useful whether or not you ever use Sprout.
Know where your money goes
Diagnose the leaks, then build a habit that keeps them closed.
- GuideWhere did my money go? Find out in 30 minutesA 30-minute diagnosis that finds the leaks between payday and broke.
- GuideHow to track your spending (and actually keep doing it)Five ways to track expenses, compared by effort and accuracy, plus a setup that sticks.
- GuideThe 20-minute monthly money review checklistA 20-minute checklist for the start of each month, with the questions worth asking.
- GuideHow to budget if you hate budgetingLow-effort ways to stay on track with money when traditional budgeting never sticks.
- GuideWhat is the 50/30/20 rule, and is it realistic?How the 50/30/20 budget works, what counts as a need, and when to bend the split.
Bills, subscriptions, and charges
Find what is quietly renewing and fix what was charged twice.
- GuideHow to find all your subscriptions (including the ones you forgot)Every place recurring charges hide, and how to cancel them without getting billed again.
- GuideCharged twice? How to spot and dispute a duplicate chargeTell a pending hold from a real double charge, then get it fixed by the merchant or your card issuer.
AI and safety
Use AI for money questions without handing over the keys.
- GuideHow to use ChatGPT for budgeting (two ways that work)Budget with ChatGPT by connecting accounts in the US or uploading statements anywhere, with prompts and limits.
- GuideIs Plaid safe? What happens when you connect your bank to an appHow Plaid bank connections work, what apps can see, and how to take access back.
Freelance and small business
Cash flow, profit, and keeping business and personal apart.
- GuideCash flow vs profit: why your bank balance and your books disagreeWhy a business can show a profit with an empty bank account, or plenty of cash and no profit.
- GuideHow to separate business and personal financesSet up separate accounts, pay yourself on purpose, and untangle months of mixed spending.
Ask Sprout where your money went.
Connect your accounts read-only, ask in plain English, and get the number with the receipts. 3 days free on iPhone if eligible.
