Ask Sprout

100 questions you can ask about your money.

Not sure where to start? Steal one of these. Each works in Sprout on iPhone, iPad, Mac, the web, or Claude, and every answer shows the accounts and dates behind it.

Everyday spending

Ask where your money went by category, merchant, account, or date. Sprout answers with the total and the transactions behind it.

  1. Where did my money go last month?
  2. How much did I spend on groceries this month?
  3. What are my top five spending categories this year?
  4. How much have I spent at Amazon in the last 90 days?
  5. What were my 10 biggest purchases since January?
  6. How much did I spend on gas in August?
  7. How much went to eating out last weekend?
  8. What did I spend on my Amex this month?
  9. Which merchants did I spend the most at in September?
  10. How much did I spend on coffee this month?
  11. What did I spend on the kids' activities since school started?
  12. How much did Uber and Lyft cost me this year?
  13. What did I spend yesterday?
  14. Show me every purchase over $200 this month.

Spending tracker →

Subscriptions and bills

Sprout detects repeating charges in your connected accounts, estimates the next date, and shows the yearly cost and any price changes.

  1. What subscriptions am I paying for right now?
  2. How much do my subscriptions cost per year?
  3. Which recurring charges are due in the next two weeks?
  4. Did any of my subscription prices go up recently?
  5. Which streaming services am I paying for?
  6. When is my next Netflix charge?
  7. What is my most expensive subscription?
  8. Which recurring charges started in the last three months?
  9. How much have I paid Spotify since last January?
  10. What bills are coming up before the end of the month?
  11. What did my phone bill cost on average this year?
  12. Which of my subscriptions bill once a year?
  13. List every recurring charge on my Visa card.

Subscription tracker →

Income and cash flow

See what came in, what went out, and your net cash flow by day, week, or month. Transfers between your own accounts are left out.

  1. How much money came in last month?
  2. What was my net cash flow in September?
  3. Show my cash flow by week for the last two months.
  4. Did I spend more than I earned this month?
  5. When did my last paycheck land, and how much was it?
  6. What was my average monthly income over the last six months?
  7. Which months this year had negative cash flow?
  8. How much is in my checking account right now?
  9. What are my balances across all my accounts?
  10. Which deposits came in this month besides my paycheck?
  11. Show my daily cash flow for this week.
  12. How much went out in total last quarter?
  13. What is my net cash flow so far this year?

Cash flow →

Comparisons and trends

Compare any two periods and get the exact change and percentage. It is the fastest way to see what actually moved.

  1. Did I spend more this month than last month?
  2. How does my grocery spending this month compare with the same month last year?
  3. Compare my dining spending in Q3 with Q2.
  4. Am I spending more on weekends than on weekdays?
  5. Which category grew the most compared with last month?
  6. How did my holiday spending last December compare with the December before?
  7. Is my Amazon spending going up or down this year?
  8. Compare my spending in the first half of the year with the second half.
  9. How much more did I spend on travel this summer than last summer?
  10. Did my utility bills go up compared with last winter?
  11. What changed the most between August and September?
  12. How does this week's spending compare with last week?
  13. Compare my income this quarter with last quarter.

Monthly money review →

Can I afford it?

Before a big decision, ask what a normal month really costs you and what is usually left. Sprout answers from your real history.

  1. How much do I usually have left at the end of the month?
  2. What is my average monthly spending over the last six months?
  3. Which bills are still coming before my next paycheck?
  4. How much do I spend each month on dining, shopping, and entertainment?
  5. If I cut delivery in half, how much would that free up based on the last three months?
  6. How much did I spend during my trip in July?
  7. What did I spend on holiday gifts last year?
  8. How much is in my savings account right now?
  9. What is my average net cash flow per month this year?
  10. How much do my fixed bills add up to each month?
  11. How much did my car cost me this year, including gas, insurance, and repairs?
  12. How does my rent compare with my monthly income?

Budget without a budget →

Unusual and duplicate charges

Sprout flags unusually large expenses and possible duplicate charges for you to review, and tells you when an account needs attention.

  1. Were there any duplicate charges last month?
  2. Show me unusually large purchases from the last 90 days.
  3. Did any merchant charge me twice this week?
  4. Is there anything unusual on my Amex this month?
  5. Did a subscription charge me more than usual this month?
  6. Show every charge over $100 from this week so I can check them.
  7. Did my refund from the airline show up yet?
  8. How much did I pay in bank fees this year?
  9. Did I pay any ATM or foreign transaction fees in the last three months?
  10. Are all my accounts syncing properly?
  11. When did my bank last sync?
  12. Show all my transactions in Canadian dollars this month.

Unusual charges →

Freelance and business

Pick which accounts a question covers, so business and personal money stay separate. Every answer names the accounts it used.

  1. How much did I spend on my business card last month?
  2. What came into my business checking account this quarter?
  3. What was the net cash flow on my business accounts last month?
  4. How much did I spend on software for work this year?
  5. Which business subscriptions renew in the next 30 days?
  6. What were my biggest business expenses this year?
  7. How much did clients pay me last month?
  8. Show restaurant and shopping charges on my business card so I can spot personal ones.
  9. Compare my business spending this quarter with last quarter.
  10. Which months this year brought in the least business income?
  11. How much did I spend on work travel this year?

Sprout for freelancers →

Habits, Wrapped and fun

Money is easier to look at when it is a little fun. Ask for a roast, a recap, or the quirks hiding in your spending.

  1. Roast my spending from the last 30 days.
  2. How did yesterday's spending compare with a normal day?
  3. What were my top merchants this week?
  4. Which day of the week do I spend the most?
  5. How many no-spend days did I have last month?
  6. Which merchant did I visit the most this month?
  7. How many times did I order delivery in September?
  8. What was my biggest purchase this week?
  9. Am I on pace to spend more this month than last month?
  10. Give me one honest compliment about my spending this month.
  11. What would my Monthly Money Wrapped say about September?
  12. What did I spend over my birthday weekend?

Money Wrapped →

Keep reading

Related on Sprout.

Try every question free for 3 days.

Connect your accounts read-only, ask in plain English, and get the number with the receipts. 3 days free on iPhone if eligible.

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