Terms of Use
Read-only analysis, not financial advice.
These terms govern your use of Sprout AI, operated by MindCrafters LLC. By creating an account or using the service, you agree to them and to the Privacy Policy.
Effective 20 August 2026
What the service is
Sprout AI lets you connect accounts you are authorized to access, view normalized financial information, and request automated analysis of it. It cannot move money, modify a bank account, place trades, extend credit, or initiate payments, and no setting or request can grant it those abilities.
Your account
You must give accurate account information, keep your credentials safe, connect only accounts you are authorized to access, and comply with the law. You must not probe, disrupt, reverse engineer, or misuse the service, or use its output to harm another person. You must be at least 13 years old, or the minimum age required in your country.
Early access
Sprout AI is currently free during early access. We do not request payment information, start a trial, or create an automatically renewing subscription. If paid plans are introduced later, we will show the price and effective terms before you choose one.
Automated answers
Answers may be incomplete, delayed, or wrong. They are informational only and are not financial, investment, legal, accounting, or tax advice. Check anything that matters against your current institution statements, and speak to a qualified professional before making a decision that depends on it.
Third parties
Bank connections depend on Stripe and on participating financial institutions. AI features depend on a contracted inference provider and require your permission. Their availability, coverage, and terms can affect specific features of the service.
Availability and ending
We may change, suspend, or discontinue features to maintain security, comply with the law, or improve the service. You may stop using Sprout AI at any time and delete your account from More. We may restrict accounts used unlawfully or in ways that threaten the service or other people.
Disclaimers and liability
The service is provided "as is" and "as available" to the extent permitted by law. MindCrafters LLC disclaims implied warranties and is not liable for indirect, incidental, special, consequential, or lost-profit damages. Nothing here excludes rights or liabilities that cannot legally be excluded.
Contact
Questions about these terms: [email protected].