Ask Claude about your actual bank accounts.

What Sprout adds to Claude

Claude is great at reasoning about money, but on its own it has never seen your bank account. Sprout gives it a read-only window. Once you connect, Claude can call Sprout's finance tools to pull your balances, spending, cash flow, and recurring charges, then explain what it found in the same conversation.

The math happens on Sprout's server, not in the model's head. When you ask how September compared with August, the compare_periods tool returns the exact totals, the dollar change, and the percentage. Claude explains the result, and every figure traces back to the accounts and dates the tool used.

• Spending: totals by category or merchant for any date range, plus your biggest purchases. See the spending tracker.
• Cash flow: inflows, outflows, and net cash flow by day, week, or month, with transfers between your own accounts left out.
• Subscriptions: detected recurring charges with estimated next dates, annualized cost, and price changes.
• Search and review: transactions by merchant, date, category, account, currency, or amount, plus possible duplicates and unusually large charges.

Install the Sprout plugin in Claude Code

The plugin is the fastest route if you use Claude Code. It bundles Sprout's remote MCP server with four skills, get-started, money-review, subscription-review, and charge-review, so Claude knows how to run a full money review without you writing a long prompt. You need a Sprout account with at least one bank connected first.

1. Connect a bank in Sprout

   Sign in to Sprout on iPhone, Mac, or the web with Apple, Google, or email. Connect your bank through Plaid and choose the accounts you want Sprout to read.

2. Add the Sprout marketplace

   In your terminal, run claude plugin marketplace add MindCraftersGroup/sprout-claude-plugin to add the MindCrafters plugin marketplace to Claude Code.

3. Install the plugin

   Run claude plugin install sprout-finance@mindcrafters. The plugin itself stores no credentials, so there is nothing to paste or configure.

4. Sign in on your first question

   Ask Claude something like "Where did my money go last month?" The first tool call asks you to connect Sprout, and Claude signs you in through Sprout's OAuth server. After that, your questions go straight to your data.

Or add Sprout as a custom connector

Prefer to skip the plugin? Sprout runs a remote MCP server at https://api-sprout.z4k.app/mcp. Add it as a custom connector in Claude's connector settings, then sign in to your Sprout account when Claude asks. You get the same read-only finance tools. The plugin simply adds the four guided skills on top.

Under the hood, Claude discovers Sprout's sign-in through standard OAuth metadata, and you approve the connection on Sprout's own sign-in page. Claude receives an access token for your Sprout account. It never receives your bank password, which only Plaid handles. Developers can read the technical details on the Sprout MCP server page.

What Claude can see, and what it cannot

Claude only sees what Sprout's tools return for your account. When you ask a question, Claude sends the dates, accounts, categories, or search text involved to Sprout's server, and the server answers from your own Sprout data and nobody else's. Sprout's bank access is read-only, so no tool can move money, pay bills, cancel subscriptions, dispute charges, or place trades.

Bank transaction descriptions are treated as data, never as instructions, so a strange merchant name can't steer the conversation. Some answers are estimates by nature: recurring dates and annual costs are predictions, unusual-charge matches are items to review rather than fraud findings, and net cash flow is not accounting profit. More on how Sprout protects your data is on the security page.

See Sprout beside the chat

In Claude clients that support MCP Apps, the open_sprout tool shows the Sprout web app beside the conversation. Ask Claude to open your September transactions at coffee shops, or your Amex charges over $100, and the view opens already filtered by account, merchant, category, dates, or currency.

Sprout also works on its own on iPhone, iPad, Mac, and the web, with saved conversations, charts, and the daily Money Minute. Use Claude when you are already working there, and the iPhone app when you want a quick check-in with Home Screen widgets and a Live Activity for today's spending.

Why connect Sprout instead of pasting a statement

You could export a CSV and paste it into Claude. It works once. Then the data goes stale, the file covers a single account, and the totals depend on the model adding hundreds of rows correctly. A connected Sprout account stays current, covers every account you choose, and does the arithmetic on the server.