Big money questions deserve a big screen.

Room for the deeper questions

Your phone is perfect for "what did I spend today". The Mac is where you ask the questions that come with a cup of coffee and twenty minutes: how this quarter compared with the last one, what your subscriptions cost per year, or which months ran negative on cash flow. Sprout answers with charts and tables you can read at full width.

Every answer names the accounts and dates it used, and conversations are saved. Start a question on your iPhone in the morning and pick up the thread on your Mac in the evening, with follow-ups that remember what you were talking about.

Charts, tables, and exact comparisons

Ask for a chart and Sprout draws one. Ask for a table and you get rows you can scan. Compare two periods and Sprout gives the exact dollar change and the percentage, calculated from your transactions instead of estimated. On a big screen, a year of monthly cash flow or a long list of charges is easy to take in at once.

• Period comparisons: this month versus last, or this quarter versus the one before, with exact changes.
• Cash flow: inflows, outflows, and net cash flow by day, week, or month, with transfers between your own accounts left out.
• Recurring charges: detected subscriptions with estimated next dates, yearly cost, and price changes.
• Transaction search: by merchant, date, category, account, currency, or amount.
• Unusual charges: possible duplicates and unusually large expenses, flagged as items to review.

Same account on Mac, iPhone, iPad, and the web

Sign in with Apple, Google, or email, and your Mac shows the same connected banks, the same transactions, and the same saved conversations as your iPhone. There's nothing to export, import, or sync by hand. Connect a new account on one device and it's there on the others.

Prefer not to install anything? Sprout also runs in your web browser with the same account. And if you already work in Claude on your Mac, you can connect Sprout to Claude and ask your money questions there, with the same read-only access.

Lighter than desktop accounting software

If you want something lighter than desktop accounting software, Sprout takes a different approach. You don't reconcile ledgers or build a category scheme before you get value. You connect your accounts, ask a question in plain English, and read the answer with its receipts.

That also means Sprout has limits worth knowing. It is read-only, so it can't pay bills, move money, or place trades, and it isn't a bookkeeping system or an envelope budget. Pick the right tool for each job and Sprout fits in nicely next to whatever you already use.

Personal and business, kept apart

Plenty of people who want a finance app on their Mac also run a side business or freelance. Sprout lets you pick which accounts a review covers, so your business card and your personal checking stay separate when you ask. "What did my business account spend on software this quarter?" gets an answer from that account alone.

That makes the Mac a good spot for a quarterly check on both sides of your money: what came in, what went out, and which recurring tools you still pay for. Our page for freelancers has more questions worth asking when your money wears two hats.

Safe to leave open on your desk

Sprout connects through Plaid with read-only access, never sees your bank password, and can't move money. US and Canadian dollar accounts stay in their own currencies and are never converted. Sprout does not sell personal data, and deleting your account in More → Delete account erases your banks, transactions, and conversations.

Answers are informational and are not financial, investment, tax, or legal advice. When a number matters for a decision, open the transactions behind it and check them against your statements. Every answer shows the accounts and dates it used, so that check takes seconds.