Features
Everything Sprout can answer for you.
One read-only connection to your bank and cards, then a straight answer to every money question. Here is everything Sprout does, and everywhere it works.
Ask and understand
The questions behind every money decision, answered from your own transactions.
- FeatureAsk your money anything. Get answers you can check.Ask anything about your money in plain English and get answers with the accounts and dates behind them.
- FeatureThe spending tracker you can just ask.See where every dollar went, by category and merchant, without typing a single transaction.
- FeatureStop logging expenses. Start asking about them.Automatic expense tracking from your bank and card feeds, with vendor totals and records you can search.
- FeatureMeet every subscription you forgot you had.Find every recurring charge, what it costs per year, what renews next, and which ones quietly went up.
- FeatureBudgeting, minus the budget.Budget answers without building a budget: ask if you can afford it, check your pace, and compare months.
- FeatureMore in than out? Know in one question.Money in, money out, and net cash flow by day, week, or month, with transfers between your accounts left out.
- FeaturePaid twice? Find out in one question.Flag possible duplicate charges and unusually large expenses before they slip past you.
Build the habit
One minute a day, a Sprout that grows, and recaps you will actually want to open.
- FeatureA one-minute money habit, with a plant that's counting on you.A one-minute daily check-in with streaks, quests, achievements, and a Sprout that grows.
- FeatureWrapped season comes every Sunday.Your week and month in money as a story: totals, top spots, and a card worth sharing.
- FeatureLet Sprout roast your spending. Every burn comes with receipts.Sprout's honest, funny take on your last 30 days, with a real number in every line.
- Free quizMoney personality quizTen taps to find your money personality, from The Foodie to The Silent Saver.
Works where you do
Native on Apple devices, in the browser, and inside your AI assistant.
- PlatformToday's spending, live on your Lock Screen.Widgets, a Live Activity, Siri, and a one-minute daily check-in on the phone you already carry.
- PlatformBig money questions deserve a big screen.A bigger screen for deeper money questions, with charts, tables, and the same account as your iPhone.
- Works withAsk Claude about your actual bank accounts.Connect your bank accounts to Claude through Sprout's read-only plugin and ask money questions right in the chat.
- Works withSprout's money answers are coming to ChatGPT.Sprout's ChatGPT app is in review with OpenAI. See what it will do, and ask the same questions in Sprout today.
- Works withGive your AI agent read-only access to real bank data.A remote, read-only personal finance MCP server with OAuth sign-in, structured outputs, and tools for spending, cash flow, and subscriptions.
- AlternativesBest budget apps for Mac in 2026Which budget apps run natively on a Mac in 2026, which are browser tabs, and which iPhone apps fill the gap.
Built on trust
Read-only bank access, simple pricing, and answers you can check.
- SecurityHow Sprout keeps your money safeRead-only by design, Plaid sign-in, no money movement, delete everything in one tap.
- PricingSprout AI pricingUS$99.99 a year or US$9.99 a week, with a 3-day free trial on iPhone if eligible.
- Ask Sprout100 questions you can ask SproutReal questions about spending, bills, cash flow, and saving, grouped by goal.
Ask Sprout where your money went.
Connect your accounts read-only, ask in plain English, and get the number with the receipts. 3 days free on iPhone if eligible.
