A one-minute money habit, with a plant that's counting on you.

What happens in a Money Minute

The Money Minute is a short story you tap through once a day. It shows how yesterday went, where the month is heading, and what's about to charge you, then asks how you feel about it. That's the whole job, and you're done before your coffee cools.

1. Yesterday versus your usual day

   What you spent yesterday next to what a typical day looks like for you, so a big day is obvious at a glance.

2. Your biggest purchase

   The largest charge from yesterday, with the merchant, so nothing big slides by unnoticed.

3. Month pace

   What you've spent so far this month and where that pace lands by month end, next to last month.

4. Upcoming charges

   Recurring charges expected soon, like a streaming renewal or a gym membership, before they hit.

5. A mood tap

   Great, okay, or rough. One tap to note how you feel about your money today, and your check-in counts.

Streaks that forgive a busy day

Every daily check-in extends your streak, and milestones at 3, 7, 14, 30, 50, 100, 200, and 365 days get a celebration. Life happens, so Sprout gives you streak freezes. You earn one for every 7-day run and can hold up to two. Miss a day with a freeze saved and your streak survives.

That small mercy matters. A habit that resets to zero after one missed day teaches you to quit. A freeze keeps the momentum going, and the streak widget on your Home Screen keeps the number in view with your next milestone beside it.

Meet Sprout, the pet that grows with your habit

Your check-ins water a small plant called Sprout. It grows through seven stages as you earn XP from check-ins, questions, quests, and achievements. Skip a couple of days and it gets thirsty. Skip longer and it starts to wilt, which is surprisingly motivating for a cartoon plant.

Sprout's mood depends only on how recently you checked in, never on how much you spent. A pricey week won't punish your plant. The game rewards showing up, because looking at your money every day is the habit that changes it.

Daily quests and achievements that pay off in app icons

Each day brings three quests: the Money Minute plus two small extras, like asking Sprout a question, inspecting a spending category, opening your Money Wrapped, getting a Spending Roast, or visiting your garden. Each one takes seconds and earns XP.

Achievements mark the bigger moments, from your first check-in and your first connected bank to a full year of daily check-ins. Several of them earn an alternate app icon, so your Home Screen shows off the habit too. Here's the full set.

Why one minute a day beats a monthly spreadsheet session

A monthly budget session asks you to remember 30 days of spending at once, usually after the damage is done. A daily minute catches things while they're small: the delivery order you'd forget by Friday, the subscription that renewed at a higher price, the weekend that ran hot. Short, frequent check-ins are easier to keep than long, rare ones.

Sprout does the heavy lifting. Transactions arrive from your connected accounts through Plaid, so the minute is spent looking instead of typing. When something needs a closer look, ask a follow-up question and get the answer with the receipts. If budget categories never stuck for you, read how to budget without a budget, and see why short check-ins suit ADHD brains.

Reminders that meet you where you are

Sprout lives on your iPhone Home Screen and Lock Screen. The Garden widget has a Check in button that works without opening the app, the Streak widget shows your count and next milestone, and a Live Activity keeps today's spending on your Lock Screen and in the Dynamic Island. You can also check in from a notification, Siri, Shortcuts, or Control Center.

Notifications are yours to tune. Pick the hour for your daily recap and choose whether you want streak reminders and weekly updates. Offers stay off unless you opt in, so the reminders you get are about your money. Turn everything off and the widgets still keep your streak in view.