iPhone and iPad
Today's spending, live on your Lock Screen.
Sprout is built for the phone in your hand, with widgets on your Home Screen and Lock Screen, today's spending as a Live Activity, and Siri ready when you ask. Find it on the App Store as Chat With Your Finance.
The short answer
Sprout AI is an iPhone and iPad money app, listed on the App Store as Chat With Your Finance. It connects your bank and cards read-only through Plaid, answers spending questions in plain English, and puts today's spending in widgets, a Live Activity, and the Dynamic Island. Siri, Shortcuts, and Control Center work too.
Ask it like this
- “Hey Siri, what did I spend today in Sprout?”
- “Hey Siri, check in with Sprout”
- “How much have I spent so far this month?”
- “Am I spending more than last month?”
- “Which subscriptions renew this week?”
- “What did I spend at Target in September?”
How much did I spend today?
You've spent $37.85 today across 3 purchases, a bit under your usual $52 day. Target was the biggest, and your latest was $12.40 at Chipotle.
$37.85spent today27% under your usual day
- Read from
- 3 transactions · 13 Oct 2026 · Chase Checking, Capital One Venture
Widgets for every screen you look at
Sprout's widgets put your numbers where your eyes already go. Add them to your Home Screen, your Lock Screen, or StandBy while your iPhone charges on its side, and you'll see your spending without opening a thing. Four widgets cover the day, the month, your streak, and your Sprout.
- Today: what you've spent today next to a typical day, in Home Screen and Lock Screen sizes.
- Month Pace: this month's spending, where it's heading, and where it goes.
- Streak: your Money Minute streak and the next milestone, including a round Lock Screen version.
- Garden: your Sprout pet, with an interactive Check in button that works right from the widget.
Today's spending as a Live Activity
Pin today's spending to your Lock Screen and the Dynamic Island with a Live Activity. It shows your running total for the day, how it compares with a typical day, and your latest purchase. Glance at your phone in a checkout line and you know exactly where the day stands.
Start it from the app, ask Siri to "Pin today's spending with Sprout", or set it to start on its own every morning. Pinning it the first time also earns the Live and direct achievement in Sprout's daily habit. It's the fastest way to keep one number honest all day.
Siri, Shortcuts, the Action button, and Control Center
Sprout's shortcuts are ready without setup. Say "Hey Siri, what did I spend today in Sprout" for a quick total, or "Check in with Sprout" to keep your streak alive. The same actions appear in Spotlight and the Shortcuts app, and you can assign one to the Action button on iPhone models that have it.
Control Center gets two Sprout controls. One waters your Sprout and keeps your streak without opening the app. The other opens Sprout ready for your question, so asking about your money takes one swipe and one tap. Here's what each spoken action does.
| Action | Say it like this | What happens |
|---|---|---|
| Check in | "Check in with Sprout" or "Water Sprout" | Logs today's check-in and keeps your streak |
| Today's spending | "What did I spend today in Sprout" | Shows today's total |
| Ask Sprout | "Ask Sprout a question" | Opens Sprout ready for your question |
| My streak | "What's my Sprout streak" | Shows your current streak |
| Pin today's spending | "Pin today's spending with Sprout" | Starts the Live Activity |
Notifications you can act on, and a few fun extras
Sprout's notifications come with actions, so a daily reminder can check you in straight from the banner. Choose the hour for your daily recap and decide whether you want streak reminders, transaction alerts, and weekly updates. Offers and promotional reminders stay off unless you opt in.
Then there's the fun stuff. iMessage stickers starring Sprout, six extra app icons you earn through achievements, and invite-a-friend rewards when someone you invite starts Sprout. None of it is required, and all of it makes a money app feel a lot less like homework.
Ask anything, then keep going on iPad and Mac
Under the widgets, Sprout is an AI money assistant. Ask where your money went, what renewed this week, or how September compared with August, and get the number with the accounts and dates behind it. Spending, subscriptions, cash flow, and unusual charges are all one question away.
On iPad, the same app gets a bigger canvas for charts and tables. Your account, connected banks, and saved conversations follow you to the Mac and the web app, so a question you start on the train can continue at your desk.
Private by default, read-only by design
Sign in with Apple, Google, or email. Banks connect separately through Plaid, which runs the bank sign-in, so Sprout never sees or stores your bank password. The connection is read-only: Sprout can't move money, pay bills, or change an account. You choose which accounts to connect and can disconnect any of them at any time.
Sprout does not sell personal data, and an AI provider only receives your question and the records needed to answer it. If you ever want out, go to More → Delete account to erase your banks, transactions, and conversations. The full picture is on the security page.
Common questions
iPhone & iPad: your questions, answered.
What is Sprout called on the App Store?
Search for Chat With Your Finance, the App Store name for Sprout AI, or tap the Download on the App Store button on this page. On your Home Screen the app shows up as Sprout. The same app runs on iPhone and iPad, and there's a Mac version on the Mac App Store.
Does Sprout have a spending widget for iPhone?
Yes. The Today widget shows what you've spent today next to a typical day, on your Home Screen or Lock Screen. There are also Month Pace, Streak, and Garden widgets, and they work in StandBy while your iPhone charges.
How do I put today's spending on my Lock Screen?
Add Sprout's Today widget to your Lock Screen, or start the Live Activity from the app or by asking Siri to pin today's spending. The Live Activity also appears in the Dynamic Island on iPhones that have one, and you can set it to start every morning.
Does Sprout work on iPad?
Yes. Sprout runs on iPad with the same account, connected banks, and saved conversations as your iPhone, plus a larger screen for charts and tables. You can also use it on Mac and in a web browser.
How much does the iPhone app cost?
Sprout Plus is US$99.99 per year or US$9.99 per week (CA$129.99 or CA$12.99 in Canada), with a 3-day free trial for eligible Apple accounts. Apple confirms your local price and trial eligibility before you subscribe. See pricing.
Can I sign in with Apple?
Yes. Sign in with Apple, Google, or email. Your bank connections are separate: Plaid handles your bank sign-in, so Sprout never sees or stores your bank password, and the access it gets is read-only.
Does deleting the app cancel my subscription?
No. Apple manages the subscription, and it renews automatically unless you cancel at least 24 hours before the period ends. Cancel in your Apple Account subscription settings. Deleting your Sprout account erases your data but doesn't cancel the Apple subscription.
Keep reading
Related on Sprout.
- PlatformBig money questions deserve a big screen.A bigger screen for deeper money questions, with charts, tables, and the same account as your iPhone.
- FeatureA one-minute money habit, with a plant that's counting on you.A one-minute daily check-in with streaks, quests, achievements, and a Sprout that grows.
- FeatureWrapped season comes every Sunday.Your week and month in money as a story: totals, top spots, and a card worth sharing.
- FeatureThe spending tracker you can just ask.See where every dollar went, by category and merchant, without typing a single transaction.
- SecurityHow Sprout keeps your money safeRead-only by design, Plaid sign-in, no money movement, delete everything in one tap.
- PricingSprout AI pricingUS$99.99 a year or US$9.99 a week, with a 3-day free trial on iPhone if eligible.
Ask Sprout where your money went.
Connect your accounts read-only, ask in plain English, and get the number with the receipts. 3 days free on iPhone if eligible.

